If you drive a golf cart in Minnesota, you need to know the rules. Golf carts are popular for neighborhoods, resorts, and small-town streets. But the laws are not the same everywhere. Minnesota has state-level rules, and cities can add their own requirements. That means you need to check both.
State Rules for Golf Carts
Minnesota allows golf carts on public roads under certain conditions. The state leaves many details to local governments, but there are basic requirements you must follow.
General Statewide Rules
- A golf cart cannot be driven on state or federal highways.
- You may drive on designated city streets if the local government approves it.
- Golf carts must have slow-moving vehicle signs and safety equipment.
- A valid driver’s license is usually required.
- Insurance may be required depending on your city.
Safety Equipment Requirements
If you want to drive a golf cart legally in Minnesota, you need safety gear.
| Equipment | Required |
|---|---|
| Slow-moving vehicle emblem | Yes |
| Rearview mirror | Yes |
| Headlights and taillights (if driving at night) | Yes |
| Seat belts | Not required statewide |
| Turn signals | Sometimes required by local ordinance |
Local Ordinances Matter
Each city or township sets its own rules. That means golf cart laws in Minneapolis may be different than in Duluth or Rochester.
For example, some towns allow golf carts on all residential streets. Others limit them to certain areas or times of day. Some cities issue annual permits. Others may require proof of insurance.
Example Local Requirements
| City | Permit Needed | Insurance Required | Extra Rules |
|---|---|---|---|
| Rochester | Yes | Yes | Must display city-issued decal |
| Duluth | Yes | No | No driving after sunset |
| Brainerd | Yes | Yes | Must renew yearly |
License and Age Rules
To operate a golf cart on Minnesota streets, you usually need a valid driver’s license. Some towns may allow permits for drivers as young as 15 if they hold a learner’s permit, but that depends on the city. Always check with local law enforcement before driving.
Insurance for Golf Carts
Insurance is not always required statewide. However, many Minnesota cities mandate liability insurance for golf carts on public roads. Even if it is not required, it is smart to have coverage. That way, you are protected if an accident happens.
Golf Carts vs Low-Speed Vehicles
Do not confuse golf carts with low-speed vehicles (LSVs). LSVs are different under Minnesota law. They must be manufactured to federal safety standards, can go faster than golf carts, and usually need to be registered. Golf carts are simpler and have fewer requirements, but also face more driving restrictions.
FAQs about Golf Cart Laws in Minnesota
Can I drive a golf cart on highways in Minnesota?
No. Golf carts cannot be operated on state or federal highways.
Do I need a license to drive a golf cart in Minnesota?
Yes. Most cities require a valid driver’s license.
Can I drive my golf cart at night?
Only if your city allows it and your golf cart has headlights, taillights, and reflective equipment.
Do I need insurance for a golf cart in Minnesota?
Not always statewide, but many local governments require liability insurance.
What is the difference between a golf cart and a low-speed vehicle?
A golf cart is designed for short distances and lower speeds. An LSV meets federal safety standards, can travel faster, and requires registration.
Can I cross a highway with my golf cart?
Yes, but only at designated intersections if allowed by your city.
Final Thoughts
Minnesota golf cart laws are not the same everywhere. The state sets basic rules, but cities decide most details. Always check with your city clerk or police department before driving your cart on public roads. Following the law keeps you safe and prevents fines.
